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Legal Statement

Please completely read and print this contract. It stands as the restrictions and agreement between the owners of this site and all visitors.

This is a dynamic Web site, including information and inputs from colleagues as well as the site authors. In preparing this site effort has been made to offer the most current and clearly expressed information possible. However, inadvertent errors can occur, and applicable laws, rules and regulations often change. Please do not consider this information as more than food for thought at any time. The information, links, recommendations, and implications contained in this site are comments and opinions at best and should not be taken, used, or followed without personal consultation with the site owner.

This information is not intended for use without professional advice.

Further, the information contained herein is intended to afford general guidelines on matters of common interest. Visitors are encouraged to consult with Direct One Mortgage for advice concerning specific matters before making any decision, and Direct One Mortgage disclaims any responsibility for positions taken by visitors or for any misunderstanding on the part of visitors.

Certain links on this site lead to resources located on servers maintained by third parties over whom Direct One Mortgage has no control. As such, Direct One Mortgage makes no representation as to the accuracy, content, or any other aspect of the information contained on such servers. Let the Visitor beware!

To the Visitor: Direct One Mortgage does not and cannot warrant the information, documentation, or software (including any fixes and updates) available from this site or the performance or results obtained by using this information, documentation, or software. This information, documentation, and software is provided "as is". Direct One Mortgage makes no warranties of any kind, either express or implied, including but not limited to, non-infringement of third party rights, merchantability, or fitness for a particular purpose with respect to the product and the accompanying written materials. To the extent you use or implement this information, documentation, or software in your own setting, you do so at your own risk. In no event will Direct One Mortgage be liable to you or others for any damages arising from your use or your inability to use this information, documentation, or software, including any lost profits, lost savings, or other incidental or consequential damages, even if Direct One Mortgage has been advised of the possibility of such damages, or for any claim by another party.

Likewise, for services provided, they are all provided on a best-efforts basis and no guarantees of performance are stated or implied for provided services. It is the nature of the web to be dynamic, and services are based upon earnest attempts to deliver services in this uncertain and constantly changing environment. In no event will Direct One Mortgage be liable to you or others for any damages for any cause arising from provided services, documentation, or software, including any lost profits, lost savings, or other incidental or consequential damages, even if Direct One Mortgage has been advised of the possibility of such damages, or for any claim by another party.

All copyrights, trademarks, service marks, and logo's are the respective property of their holders. Some information contained in this site refers to other sites or authors, but most is original intellectual work produced by Direct One Mortgage resulting from experience and supported by the research of various confirming sites already existing on the Web. If you detect any issues with the legality of this site in any way, shape, or form, problems are always unintentional and will be corrected with notification.

Copyright © 2000 to 2008 Direct One Mortgage Corporation. All rights reserved. Copyright registered with United States Copyright Office, The Library of Congress, Number TX 5-001-745 in accordance with title 17, United States Code.

Unless otherwise allowed by law or stated elsewhere, NO part of the normally displayed text or graphics, including keywords and HTML commands not normally displayed, on this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including by photocopying, facsimile transmission, recording, rekeying, scanning, or yet uninvented means, or by using any information storage and retrieval system, EXCEPT WITH THE PRIOR WRITTEN PERMISSION OF THE AUTHOR AND APPROPRIATE REFERENCES TO THIS SITE AS DEFINED BY THE AUTHOR. All text is intellectual property and is copyrighted. Each web page of portion thereof contained in this site has a retail value of US $6,000.00  and is only available when ordered from the author. No portion of this site may be used or redistributed for commercial purposes. Utilization of resources from this site and associated server (such as "cgi" programs, SMTP resources (eMail), and others) shall carry a fee of US $3,000.00 per use and all such uses require the prior written permission of the author. Theft will result in consequences.

Additional Notices:

For each visitor to our Web page, our Web server automatically collects visitor information to include their domain name, but not the e-mail address of visitors to our web page, aggregate information on what pages consumers access or visit, user-specific information on what pages consumers access or visit and information volunteered by the consumer, such as survey information and/or site registrations. The information we collect is used for internal review and is then discarded, used to improve the content of our Web site, used to notify consumers about updates to our Web site and not shared with other organizations for commercial purposes.

All unauthorized emails will be treated as spam emails and will be forwarded to the appropriate parties for further actions.

This web site is protected by federal Copyright. Additionally, the name Direct One Mortgage Corporation and/or Making Friends One Loan at a Time and/or Making Friends One Home at a Time and all trivial alterations are protected by federal Trademark. Use of materials or the use of directonemortgage as a keyword is not prohibited.

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