You don't have to be rich to start investing. In fact, if you want to become rich, one way to do so is by investing. Even if you can only spare ten dollars a week, you can still start investing.
Enrollment in Your Employee-Sponsored 401(k) Plan
If your employer offers a 401(k) plan, enroll in the plan, even if you can only dedicate 1% of your income towards it. Most employers will match your contribution to a certain level, so not participating in your employee 401(k) plan is literally leaving money on the table.
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You're excited to buy your first home, but you might be feeling a bit intimidated by the process of securing a loan. The good news? There are plenty of sensible home finance options, even for first-time buyers. From FHA loans with low down payments to conventional loans with no PMI, you've got choices. Before you start applying for home loans or even looking at homes for sale, though, there are a few things you should understand about the financing process.
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